Understand Your Roof Claim.
Know Exactly Where You Stand.
Plain-spoken educational guides on how roof insurance claims actually work — written for homeowners filing a claim and contractors documenting one.
Who These Guides Are For
Homeowners
If you've had roof damage and you're staring at an insurance process you don't understand, you need to know what adjusters look for, what the paperwork means, and what questions to ask — before you sign anything.
- How to document damage the right way
- What each section of an adjuster's estimate means
- How supplements and reinspections work
- Questions to ask before agreeing to a settlement
Roofing Contractors
If you run jobs and watch money leak out of under-scoped claims, you need repeatable systems: line-item templates, photo documentation checklists, and adjuster communication scripts you can hand to your whole crew.
- 30 supplement line-item templates
- Photo checklists for tear-off and completion
- Adjuster call and email scripts
- Cover letter and reinspection request templates
The Guides
Instant downloads. Read them on any device, print them, keep them.
The Roof Claim Playbook
A 25-page, plain-English guide to navigating a roof insurance claim — from the first inspection through settlement. No jargon, no guesswork.
The Denial Reversal Pack
A 23-page action kit for denied claims: 5 appeal letter templates, a denial reason decoder, escalation scripts, and a state DOI complaint walkthrough.
The Contractor's Supplement Template Pack
A 28-page operations pack: 30 supplement line-item templates, photo documentation checklists, adjuster scripts, plus cover letter and reinspection request templates.
Storm Damage Photo Guide
A 17-page field guide: exactly what to photograph with your phone, from which angles, and how to organize it so your damage file holds up.
Policy Decoder
A 20-page plain-English translation of your homeowners policy: ACV vs RCV, deductibles, exclusions, endorsements. Know what you're owed before you file.
Appraisal Playbook
A 19-page guide to the appraisal clause: when to invoke it, how to choose an appraiser, what the umpire does, costs, and timelines.
Total Loss vs. Partial Loss Playbook
A 24-page guide to the repair-vs.-replace fight: the carrier's math, matching laws, and how to document for a total loss.
Fire Claim Playbook
A 26-page guide to fire claims: dwelling, contents inventory, smoke damage, ALE, and the investigation process.
Water Damage Claim Playbook
A 23-page guide to water claims: sudden vs. gradual, the seepage trap, the first 48 hours, and winning documentation.
Freeze Claim Playbook
A 23-page guide to freeze claims: the heat requirement, vacancy exclusions, winterization, and adjuster questions.
Flood Claim Playbook
A 22-page guide to flood claims: NFIP vs. private, proof-of-loss deadlines, ICC coverage, and the adjuster process.
Emergency Mitigation Guide
A 24-page guide to emergency mitigation: your duty to mitigate, dry-out, documenting costs, and AOB warnings.
How It Works
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Pick the guide written for your side of the claim — homeowner or contractor.
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Free: The 10-Point Roof Claim Checklist
The ten things to document and ask about on every roof claim — the same starting point our paid guides build on. Download it free, no email needed.
Free forever · PDF format